• How can you better perform in economics g.k for ssc and government jobs.

    Bank Rate:

    It is that rate of interest at which the central bank of a country (India: RBI) provides refinancing / re discounting facilities to commercial banks.
    In other words it is that rate of interest at which RBI provides financial accommodation to  commercial banks. The rate of interest is 6%. When this rate is raised, it is called Dear Money

    Policy. When it is lowered it is called Cheap Money Policy. This rate may generally be raised
    during a period of inflation. It may be lowered during the period of Recession. (Dear is Costly).
    Cash Reserve Ratio (CRR): It is that ratio of the total deposits of a bank which it has to
    necessarily keep with the Central Bank of a country at any given point of time. This ratio at
    present is 5.75%. This ratio generally may be raised at the time of inflation and lowered at the
    time of recession. When it is raised it is called a policy of Credit Squeeze or Tight Money Policy
    and when it lowered it is called Liberal Credit Policy.
    Busy Season -  harvesting -October to April— raised CRR.
    Lean Season -  Sowing – May to October — Lower CRR.
    Statutory Liquidity Rate (SLR): SLR is that ratio of the total deposits of the bank in India which
    it has to maintain and keep with itself in the form of liquid funds i.e. in the form of

    (a) Cash in  hand

    (b) Governments Securities. SLR at present is 25%.


    Short term Securities are called  – T-Bills (max of 1 years)
    Long term Securities are called – Dated Bills (more than 7 years)
    According to Banking Regulation
    Amendment Act, 1949 -  CRR to be 3%-15%
    SLR to be 25%-40%

    Open Market Operations (OMO) :

    OMO are operations conducted by the Central bank of any country
    under which from time to time it may buy government securities from commercial banks or sell
    securities to commercial banks. Generally, it may sell securities during a period of Inflation and
    it may buy securities during a period of recession.


    REPOs :

    Repos means Repurchase Options / Auctions exercised by the RBI in India since 1992 for the
    first time, to even out short term fluctuations in the money market. Hence, repos are essentially
    short term operations conducted to manage the supply and demand of liquidity in a short period
    under the RBI’s Liquidity Adjustment Facility Programme. Repo means that Reserve Bank repurchases
    some government securities for a very short period (7 days repo, 14 days repo etc..) from
    commercial banks and thus injects
    liquidity into the system.

  • important questions for interview in teaching

    Reserve Bank of India (RBI)
    A. It was set up in 1935 by virtue of the RBI Act,
    B. It was setup as a Private bank but was Nationalized
    on 1st Jan, 1949.
    C. Banking Regulation Act was also passed in 1949.
    D. RBI acts as government’s bank for both Centre and State Governments. It performs several developmental and promotional functions and
    implements India’s Monetary Policy.
    Functions of RBI

    (1) RBI is the soul authority to issue currency in the country. It issues two rupee notes and above while One Rupee and . Subsidiary coins are issued by the Ministry of Finance but distributed by the RBI on behalf of the government. It issues currency on the basis of Minimum Reserve System (MRS) under which it keeps a minimum backing of200 crores out of which there is 115 crores worth of gold and 85 crores worth of Foreign Securities. Against this backing, RBI can issue unlimited amount of currency in the country. (It issues currencies according to the projections of GDP) (The currency which we use is Token Currency which has zero internal value and the face value, is much higher as it is promised by the government.)

    (2) RBI is Government’s Bank.

    (3) RBI is Bankers Bank.

    (4) RBI is guardian of the Money Market: (Money market comprises of all financial institutions that deal with short term funds whereas the Capital
    markets are involved in Long term funds) Indian Money Market.

    (5) RBI is the sole custodian of foreign Exchange reserves of the country. It manages these reserves on a day today basis. (no bank can transact in foreign currency without having license from RBI. At the end of every day, the dealers have to report to the RBI)

    (6) It is the lender of the last resort. In other words when a bank fails to get funds from any other source, it can always depend on the RBI.

    (7) It is the controller of Credit given by Bank to various sectors of the Economy. It controls credit by adopting the following 2 sets of measures viz.
    (i) Quantitative Measures.
    (ii) Qualitative Measures also called Selective Measures.

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    2nd paper answer key

    Part 1= Child development code N

    1. b

    2. c

    3. d

    4. c

    5. c



    8. d

    9. d

    10. d

    11. b

    12. d

    13. a

    14. b

    15. c

    16. d

    17. b

    18. a

    19. a

    20. d

    21. c

    22. c

    23. d

    24. c

    25. c

    26. c


    28. b

    29. a

    30. c

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    1.        Which of the following  statements are not included among the principles of development?

    (1) People develop at different rates

    (2) Development is relatively orderly

    (3) Development takes place abruptly

    (4) All of these

    2.        The term ‘cognition’ refers

    (1) Thinking                            (2) Learning

    (3) Development                 (4) Maturation

    3.        Which of the following is not the aspects of child development?

    (1) Physical development

    (2) Social development

    (3) Cognitive development

    (4) Maturity

    4.        Which of the following cannot be considered a part of development process?

    (1) Changes in thinking pattern

    (2) Changes produced due to illness

    (3) Changes in physical appearance

    (4) Changes in emotions

    5.        Child development depends upon

    (1) maturation                       (2) environment

    (3) learning                             (4) All of these

    6.        Which of the following plays the vital role in socio-emotional development?

    (1) Environment                   (2) Experience

    (3) Genetic Factors              (4) None of these

    7.        Physical development depends mainly on

    (1) Maturation                      (2) Environment

    (3) Experience                       (4) Learning

    8.        What are the factors which are responsible for cognitive development?

    (1) Genetic and biological factors

    (2) Experience

    (3) Learning

    (4) All of these

    9.        Which of the following is a tool as well as factor responsible for development?

    (1) Heredity                            (2) Learning

    (3) Environment                   (4) Maturation

    10.      Who among the following believed that for learning a child must cognitively ‘ready’?

    (1) Piaget                                 (2) Vygotsky

    (3) Skinner                              (4) Freud

    11.      Who proposed that “learning is a tool in development”?

    (1) Skinner                              (2) Kohlberg

    (3) Vygotsky                           (4) Freud

    12.      What are the most important characteristics of a primary teacher?

    (1) Patience                            (2) Enthusiasm to teach

    (3) Multi-lingual                    (4) Subject expert

    13.      Manisha breaks toys and try to see its parts by dismantling them. As a teacher what will you do?

    (1) You will always keep an eye on the child

    (2) You will motivate her behaviour and channelize her energy in right direction

    (3) Try to make her understand not to break toys

    (4) Never allow Manisha to play with toys

    14.      Which of the following statement is not appropriate for childhood stage?

    (1) Learning required physical skills for games

    (2) Understanding gender roles

    (3) To become responsible

    (4) To interact with children of their age

    15.      Which of the statements is not true regarding development?

    (1) Development is affected by cultural changes

    (2) Each development stage has its own characteristic

    (3) Development can’t take  place as a result of motivation

    (4) None of the above

    16.      What is studied in child psychology?

    (1) Behaviour at childhood

    (2) Stages of child development

    (3) Psychological process of child

    (4) Developmental changes from conception to death

    17.      “Who am I”, “I am something”, in which stage such firm emotions are being formed?

    (1) Adolescence                   (2) Childhood

    (3) Adulthood                        (4) Pre-childhood

    18.      Which philosopher viewed development psychology as a mechanism for encouraging socially desirable values?

    (1) John Locke       (2) Jean Jacques Rousseau

    (3) Charles Darwin               (4) John Dewey

    19.      Which of the following children demonstrates a qualitative change in development?

    (1) Arnie, who has doubled his birth weight in the first six months of life

    (2) Gita, whose vocabulary increased by 500 words in past six months

    (3) Ramesh, who grew inches last year

    (4) Suresh, who has advanced babbling vowel and consonant sounds to using words

    20.      Which psychologist is studying the domain of cognitive development?

    (1) Dr. Adams, who charts the progression of motor skills in infants

    (2) Dr. Burlington, who studies the level of creativity in children

    (3) Dr. Cranston, who is identifying factors that influence children’s level of peer acceptance and popularity

    (4) None of the above

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    KVS PGT applications are invited for English, Maths, Hindi, History, Computer Science, Commerce, Physics, Economics, Biology, Geography and Chemistry for which KVS PGT coaching in Delhi can be sought through professional competitive exam educators. Candidates applying for the KVS PGT exam should be eligible as per these guidelines (for subjects other than computer science)

    1. All candidates should be well trained in teaching their concerned subject in Hindi as well English as medium
    2. Candidates should have completed pg m.sc course (in concerned subject as per individual application) of regional college of education of NCERT


    2.  Candidates should posses a post graduate degree with a minimum of 50% score from any recognized university in the concerned subjects (full list of subjects can be checked with the KVS circular available on website)

    1. These candidates should also possess a B.ed or any equivalent degree from any Indian recognized university

    For computer science applicants, it is important that they possess 50% as minimum marks in the following (from any recognized university)

    1. B.E or B.Tech or equivalent degree/diploma in computer science or informational technology


    1. B.E or B.Tech in any subject/stream along with pg diploma in computer/computer science


    1. Masters in science in computer science or masters in computer application or any equivalent


    1. Graduation in computer science or computer application or equivalent along with a pg degree in similar subjects


    1. Pg diploma in computer along with PG degree in any subject

    Candidates who are have B level along with masters degree in any subject or C level from DOEACC are also eligible for the exams.

    KVS PGT Examination Scheme

    The written exam comprises two parts out of which the Part 1  that has a total 40 MCQ questions in English and Hindi subjects with each question of 1 mark. Thus the Part 1 acquires 40 marks in total. The part 2 contains 160 total MCQ questions with each question containing 1 mark. this part is divided into 20 questions on Current affairs, 20 questions on Reasoning and Numerical Ability, 20 questions for Teaching Methodology and 100 questions on the concerned subject.  the total duration of the exam is 3 hours and until the candidate has scored a minimum of total 13 marks with 5 each in Hindi and English in the part 1, the part 2 will not be evaluated. Ratio awarded to the Part 2 exam and interview is 70-30.

    KVS PGT coaching in Delhi not only helps in preparing for the written exam but also for the interview through effective measures that allow the candidates to grasp important aspects for making the best impression and acquiring ample and competitive knowledge. For those seeking the stability of government teaching jobs, the private coaching helps in understanding and beating the national level exam competition.

  • Better option to KVS Prt exam

    Prt exam is a teaching exam for jbt students. which student want to apply for 1 to 5th class teacher than firstly he should be ctet qualified. there is 6 subject in the exam. English, Hindi, Math, G.A , Reasoning and child development .it is a great opportunity for the students which want to become government teacher.

  • Tricks for Kvs pgt exam

    there are 6 subjects in kvs pgt subject.

    1. Hindi

    2. mathematics & Reasoning

    3. Current affair

    4. reasoning

    5. teaching aptitude

    6. English

    we are a unit of teachers. our motivation  is  to guide the students .

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    The trade unions have the following principles:

    1. Unit is Strengths: The strength of trade unions is their unity. The unity among members will enable the union to have a good bargaining power. If the members stay divided then employees or other to whom unions out their demands will not take them seriously. So the unity in the association will be its strength.
    2. Equal Pay for Equal Work: The unions strike on the principle of equal pay for equal work of the same type. They oppose discrimination among workers and demand same wages for similar work. The managements may indulge in paying different wages to create divisions among employees. The ILO charter also suggest that men and women should receive equal remuneration for work of equal value.
    3. Security of Service: The security of service of employee is the other principle of trade unions. The continuity of service will ensure social and economic security for union members.



    The functions or modern unions are comprehensive. These functions can be categorized as:

    1. Intramural functions
    2. Extramural functions
    3. Political functions
    4. Social Functions.
      1. Intramural Functions: These functions termed as militant functions too because unions may resort to strikes and other pressure tactics to get their demands implemented. Intramural functions include wage rises, proper working conditions, sanitation, safety, continuity in employment and so an. The unions try to resolve these issues then unions use strike and other pressures as tools in getting these demands accepted.
      2. Extramural Functions: Trade unions also undertake function which are required for the welfare of their members. These functions include provision of educational, recreational and housing facilities. The unions raise funds in the form of subscription from members and spend them for the welfare of workers. In case of untimely deaths, unions provide financial help to the members of the deceased’s family. Extramural functions are very important as they inculcate the spirit of cooperation against members.
      3. Political Functions: The trade unions indulge in political activities in order to help in improving the economic conditions of workers through legislative and administrative measures. The unions hold political meeting to put pressure on the government to bring new legislation which will improve the plight of working class. The unions may also collect funds for political functions.
      4. Social Functions: These functions include carry8ing out social service activities, discharging social responsibility through various sections of the society like educating the customers.